Introducing the new Nectar for Business Credit Card - the new way to treat yourself or your employees to a wide range 
of rewards when you spend on supplies, services, materials and equipment for your business.




Standard Interest Rate 
Typical 15.9%APR Variable1. 


Reward Scheme 
Earn up to 4 points per £1 spent at participating Nectar sponsors by using both the Nectar for Business Credit Card and your Nectar loyalty card together2.

Earn 1 point for almost every £1 spent elsewhere - wherever American Express® is welcomed, worldwide. 


Security when you shop 
Chip and PIN, Online Fraud Guarantee as well as both Refund and Purchase Protection3. 


Annual Fee 
Free 


Annual Management Reporting 
Free end of tax year report breaking down the year's business expenditure for each Cardmember. 



Our secure online application takes around five minutes. All you will need to hand are your business bank/building society details and your Nectar account number.

Learn More 


If you don't have a Nectar account number yet, you can obtain one online at www.nectarforbusiness.com




Here is a selection of the Nectar
sponsors offering up to 4 Nectar
points for every £1 you spend2.


Viking Direct 
Hertz 
BP4 
eBookers 
Thomson 
Sainsbury's 
Thresher 
Beefeater 
Talk Talk 
Debenhams 


Apply now and earn Nectar points and business rewards even faster.



Do you collect Nectar points on
your personal spending?
Experience the fastest way ever to enjoy Nectar rewards with the Nectar Credit Card from American Express.
Learn more



1. American Express may vary the %APR, interest rates and other charges from time to time. The American Express Nectar interest rate for Cash Withdrawals is 23.6% p.a. including cash transaction charge (1.57% per month). 

We may offer you the opportunity to request Balance Transfer(s) from time to time - we will charge interest on all balances that result from Balance Transfer(s) at the standard rate of 15.9% per month, 1.24% per annum on a daily basis until the amount is fully repaid to us. For example we reserve the right to refuse any Balance Transfer requests including Balance Transfers from overdue accounts, exceeded Credit Limits, overdrafts, loans, HP agreements or any Amex accounts. We are not liable for any overdue payments or interest incurred. Payments to card companies will normally be made within 30 days from receipt of your statements and we will advise you when payment is made. We may charge a handling fee in relation to Balance Transfers. Any such handling fee will be 2% of the Balance Transferred. 


2. 
a) 
Nectar points are not earned on Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange and Express cash transaction, interest, any spending in excess of your credit limit, charges for dishonoured cheques, late payment or referral charges and American Express Credit Card finance charges. 


b) 
For details of Nectar for Business sponsors please visit: www.nectar.com/business/earnpoints/earnPointsHome.nectar 

3. 
a) 
When you use your Nectar for Business Credit Card from American Express you will not be held responsible for unauthorised charges online. 


b) 
Refund Protection benefit: Up to £200 per eligible item and £750 for every 365 day period. Exclusions apply. See Summary of Benefits for full details and requirements. 


c) 
Purchase Protection benefit: Up to £20,000 for every 365 day period, for eligible items stolen or accidentally damaged within 90 days of purchase. Exclusions apply. See Summary of Benefits for full details and requirements. 


d) 
American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, including Purchase Protection and Refund Protection. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document. 

4. 

With BP, earn one Nectar point per litre of fuel purchased at participating BP Service Stations. For what you can and can't earn points on visit www.nectar.com

Written details are available on request. Applicant must be 18 years old or over. The American Express Nectar Credit Card is offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, UK. Registered in England and Wales with number: 1833139.